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You found it - you need to move fast - let's make an offer!
1. Understand Your Budget
2. Have Your Documents Ready
2. Have Your Documents Ready
Before you make an offer, make sure you understand your budget.
Talk to your loan / mortgage broker to understand your DTI (Debt to Income Ratio) & see how your credit score can impact your rates.
Our loan specialists can help you get an accurate number.
2. Have Your Documents Ready
2. Have Your Documents Ready
2. Have Your Documents Ready
Now you have your budget:
- Get a pre-approval letter before you put in your offer. These pre-approvals also have a shelf life of about 45 days or less. Make sure it is current when submitting your offer.
- Have the most current bank statements that show "proof of funds" for your deposit and down payment.
- All of these documents should be scanned and ready to email.
3. Final Details and then...
2. Have Your Documents Ready
4. Fill Out The Offer Info Form
Now that we have the first steps complete, let's think of these:
- What is the $ price you want to offer?
- How much $ Earnest Money?
- How much down payment $ to put toward the mortgage (20% or higher eliminates PMI).
- Are there any "contingencies" you have?
- Are there any questions you have about the property before we move forward?
Check the Easy Reading Blog to get more information and tips around the whole process.
4. Fill Out The Offer Info Form
4. Fill Out The Offer Info Form
4. Fill Out The Offer Info Form
Click the button below & provide your basic information so we can start your offer contract without delay. Don't worry, this is just to get the ball rolling. We get to the details in the next step when we talk.
5. Submitting The Offer
4. Fill Out The Offer Info Form
6. IMPORTANT: Do's & Don'ts
Now that we have the:
- Pre-approval letter & Bank statements showing proof of funds
- All necessary paperwork ready, time for you to receive the documents via DocuSign to review and sign.
Other documents to review in the Offer Package such as:
- The Seller's Disclosure
- Title Disclosure
- Consumer Information Statement
- Some other documents may be necessary which will be explained in detail.
6. IMPORTANT: Do's & Don'ts
4. Fill Out The Offer Info Form
6. IMPORTANT: Do's & Don'ts
There are a few Do's and Don'ts
- Do have your documents ready before making an offer.
- Do speak to us about our A-list partners that keep the process moving smoothly.
- Don't make any large $ transfers
- Don't make any large purchases
- Don't change your employment
Check the Easy Reading Blog to get more information on this topic.